FSR In Focus

Insight from industry leaders, bringing color and scope to topics like cybersecurity, housing finance, regulatory tailoring, tax reform, economic growth, FinTech innovation, and more.

36% of U.S. Banks Purchased .BANK Domains Names

October 21, 2015

In the United States there are approximately 6,800 banks. Right now, you’ll find most of them online at a .COM domain name—but all of that is starting to change. Since May 2015, 2,465 banks have purchased one or more .BANK domain names— signaling their commitment to providing a trusted, verified and more secure location online for their banking services.

Of Snake Oil, PINs and Breaches

October 20, 2015

What would happen if there was a decades-old drug that was only effective for a very small number of patients, had potential bad side effects and was rapidly being eclipsed by more effective drugs, yet a vocal minority continued to push this drug as the cure-all, and wanted to require everyone to take it?

In all likelihood, no one would take this snake oil sales pitch seriously.

All Eyes on the Boardroom

October 2, 2015

With the invention of the computer and networks such as the Internet, corporate assets and delivery channels have changed in composition from the physical to the digital. The risks to these assets have also evolved. Now, the risks corporations face are increasingly cyber enabled ones. Not surprisingly, policy makers, regulators, and increasingly, shareholders, have also trained their attentions on corporate cybersecurity and the Boards of Directors, which oversee the management of this cyber risk.

Savor Your Summers and Weather Your Winters

September 28, 2015

In the well-known fable by Aesop, a grasshopper savors the summer by chirping and singing, while an ant toils all summer long to store up food for the winter. There is some merit in both characters’ actions. The grasshopper makes the most of the season, and enjoys the beauty and simplicity of summer. He does what’s easy, and lives his life to the fullest with a carefree enthusiasm both enviable and inspiring. The ant, in his own way, makes the most of the season by working the entire summer to prepare against the coming winter. He does what’s smart, and works hard to prepare for the tough times ahead even though this means missing out on the leisure of summer. Everybody knows the end of this story—the ant is comfortably prepared for winter while the grasshopper is miserably cold and hungry.

Are Zombie Houses Haunting America’s Housing Market?

September 9, 2015

Zombie houses were the subject of a recent report by Newsday that are becoming a growing problem for Long Island’s housing supply.

Zombie houses have no occupants and are left abandoned while the foreclosure process is still pending. There are hundreds of these properties on Long Island and other neighborhoods across America are also facing challenges caused by these neglected properties.

Capital One EVP on Success: ‘There is Strength in Kindness’

September 8, 2015

Capital One Executive Vice President Colleen Taylor has a simple motto for women looking to enter the financial services industry: there is strength in kindness.

“If you are good to people, they will be good to you,” Taylor said, who initially faced challenges breaking into the industry, both as an African American and a woman. “Delivery is the thing I differentiate on…and that’s my best brand.”