FSR In Focus

Insight from industry leaders, bringing color and scope to topics like cybersecurity, housing finance, regulatory tailoring, tax reform, economic growth, FinTech innovation, and more.

MegaTrending: #Economic Insecurity

April 27, 2016

The other day, I read an article by an acclaimed writer who boldly admitted his private humiliation: he’s one of 47% of Americans the Fed reports would have trouble coming up with $400 to pay for an emergency. The article, “The Secret Shame of Middle-Class Americans” describes his personal financial struggles to keep up an image of prosperity, while quietly stressing about paying the bills.


INFOGRAPHIC: Why Should I Care About Financial Literacy Month?

April 19, 2016

Financial literacy is one of the highest priorities for FSR and its member companies. A broad understanding of financial concepts is crucial to maintaining financial stability and expanding opportunity. April is Financial Literacy Month and FSR is working on several exciting financial literacy initiatives. Tomorrow, FSR will host an event focused on technology, financial literacy, and underserved populations. FDIC Chairman Gruenberg is the keynote speaker and a panel discussion will feature industry and non-profit financial literacy leaders. Why should you care about financial literacy? Check out this infographic below and be sure to share with your friends!


The Rules of the Road for Retirement are Changing, but for the Better?

April 19, 2016

This month the U.S. Department of Labor released its controversial “fiduciary rule” which impacts the sale of retirement income products, such as an Individual Retirement Account (IRA), and is intended to ensure the product purchased is in the customer’s best interest. The rule is 1,023 pages and will dramatically reshape the delivery of retirement account advice and services in short order.

Filing Taxes Online? Protect Yourself From Tax Scammers and Identity Theft

April 14, 2016

With the tax filing deadline less than a week away, millions of Americans are scrambling to file their taxes online. But in a rush to meet this year’s deadline, you may be an increasingly vulnerable target for tax scammers looking to steal your identity. As the financial services industry continues to innovate and become more technologically advanced, hackers are changing their tactics and moving online in larger numbers. Fake emails and phony online forms have become common tools among hackers targeting industry and taxpayers alike.


FinTech Innovation: Financial Services and the Future

April 7, 2016

Financial technology (FinTech) startups from Silicon Valley and across the United States are revolutionizing the financial services industry and introducing innovative technologies to the benefit of consumers. While some view these innovators as disrupters, FSR also views them as potential partners. Working collaboratively with technology innovators, we are seeking to address some of today’s – and tomorrow’s – most pressing challenges like enhancing financial inclusion, creating convenience and security for consumers, and pairing new services to meet the changing demands of customers.

London Calling

March 24, 2016

“Wonky Talk” is FSR’s new blog series that boils down political and regulatory issues from Washington into plain English for the average American.


[INFOGRAPHIC]: Facts on the Debate Over Payment Card Security

March 21, 2016

You’ve probably heard suggestions from some in the retailing community that technologies like “chip and PIN” are the panacea to data breaches and payment fraud. This infographic will provide you with some facts which will, hopefully, help you see through the attempts at obfuscation and misdirection you’ll hear from the other side of this issue. Take a look, and be sure to share with your friends! Click here to read FSR’s full memo to Congress.

Long-Term Employee Investments: A Win-win for Business Leaders

March 18, 2016

Two years ago, my company, FJ Management — including Maverik Country Stores, Big West Oil, Tab Bank and Crystal Inns, implemented a program for our workers to help them save more through our company retirement plan. We also offered them free training with a financial professional. A year later, our financial planner was stopped by an employee at one of our Maverik Country Stores.