FSR In Focus

Insight from industry leaders, bringing color and scope to topics like cybersecurity, housing finance, regulatory tailoring, tax reform, economic growth, FinTech innovation, and more.

Meet the Save 10 Video Contest Top 10 Finalists

February 9, 2016

The Save 10 Stories Video Contest top 10 finalists have been named. Meet the contestants below, and decide which video shows the most creative way who, when, why or how anyone can save 10% of their income toward retirement.

Cast your vote for your favorite video here (www.save10.org/#voting) from Wednesday, February 10, 2016 through Friday, February 19, 2016. The grand prize winner receives $10,000!

JPMorgan Chase Encourages Millennials to Consider the Benefits of Technical & Blue Collar Job Programs

February 8, 2016

No one should feel like it’s ‘college or bust’ to build a successful career

The message that a four-year college degree is the best pathway to a successful career has been reinforced for years to America’s youth. But earning a bachelor’s degree, although very valuable, isn’t the only way to build a stable career, and that’s a message that JPMorgan Chase Chairman and CEO Jamie Dimon and his colleagues are asking educators and employers to lift up.


Cybersecurity: Two People Separated by a Common Language

February 3, 2016

Early in my federal government career, I worked for a time in England. There I learned the humor—and truth—of the old maxim that “England and America are two countries separated by a common language.” Similarly, since entering the private sector at FSR last year, I’ve realized that when government and industry communicate, we may use the same words, but we sometimes don’t mean the same thing.

Wonky Talkin’: Man vs. Machine

January 21, 2016

President Obama was right during the State of the Union to talk about the angst of Americans worried about their job security and how new technologies are changing the way the world does business. All of us in the workforce must be prepared to adapt and learn new technologies to stay competitive and relevant.


2016 Will Bring New Cyber Protections If Financial Services Industry Bands Together

January 20, 2016

The financial services industry is making strong headway in the fight against cyber crime: more than 2,500 banks have registered a new .BANK domain name, a cybersecurity tool designed to provide a trusted, verified and more secure online experience for their customers.
The Cybersecurity Information Sharing Act (CISA) was passed by Congress and signed into law after years of work advocating before Congress, the administration and policymakers. These moves are and will be critically needed as hundreds of millions of Americans have been exposed in recent breaches, falling victim to cyber crime.

You have a 100% chance of winning this lottery

January 14, 2016

Chances are, you woke up this morning to learn you weren’t the winner of the Powerball’s $1.5 billion lottery. Life will go on as usual (unless you emptied your savings on Powerball tickets…then not so much).


Will 2016 Be a Waste for Washington? Far From It.

January 13, 2016

People in Washington are already suggesting that 2016 will be a “lost” year, marked by early political conventions, long Congressional recesses, a gridlocked Congress, and little achieved.

Nothing could be further from the truth. In fact, 2016 is shaping up to be a very consequential year.

We will elect a new President, and while control of the Senate is up in the air, the House is likely to stay Republican. The new President and Congress will likely have “100 Day” agendas, passing bills that will be the basis for discussion during the rest of the year. Those bills debated in early 2017 will build off of what happens in 2016.

Wonky Talkin’: A Whole Lotta Nothing for Washington in 2016?

January 7, 2016

“Wonky Talk” is FSR’s new blog series that boils down political and regulatory issues from Washington into plain English for the average American. This week, VP of Government Affairs for Investment Management Jill Hoffman explains why Congress appears dysfunctional and breaks down a damaging regulation that could impact Americans’ ability to save for retirement.


10 Regulatory Issues the Financial Industry is Watching in 2016

January 5, 2016

by FSR’s Robert Hatch: At the end of November, federal regulators submitted their anticipated rulemaking agendas for the upcoming year. The information, collected by the Office of Information and Regulatory Affairs, shows the financial industry should expect another busy year on the regulatory front. Financial sector regulators have set an aggressive schedule for adopting new regulations in a wide variety of areas. Below are 10 regulatory developments FSR will be watching closely in 2016.

The Federal Reserve Shouldn’t Make Banks Cram for the Annual Stress Test

December 16, 2015

It’s December and that means students across the country are busily preparing for final exams in advance of their winter break. I remember many long nights of cramming for tests and hustling to complete final research papers—often because I procrastinated putting in the necessary time until the very last second.

Tests are an important way for students to show progress in grasping the skills they have been taught by their teachers and professors.