Lending and Leasing

FSR Advocates on behalf of members that provide consumer and small business loans and leases, mortgage lending and servicing, as well as members that invest in these assets.

Letter to the CFPB on Arbitration

August 23, 2016

FSR, along with the American Bankers Association and the Consumer Bankers Association urge the Consumer Financial Protection Bureau not to finalize a proposed rule on arbitration.

G-Fee is a Tax on Homebuyers, Refinancers

July 28, 2015

HPC, a division of the Financial Services Roundtable (FSR), applauds an amendment by Senators Mike Crapo and Mark Warner to remove a provision from the Highway Bill, currently being considered in Congress, that would effectively be a tax on homebuyers and refinancers.

Ex-Im Vote a Positive Step Forward

July 27, 2015

A procedural vote Sunday in the Senate to advance the renewal of the Ex-Im Bank charter with a strong bipartisan vote showed its broad support and is a positive step forward in keeping American businesses competitive said the Financial Service Roundtable (FSR).

CFPB Should Delay Implementation of Complicated Mortgage Disclosure Rule

June 24, 2015

FSR and its Housing Policy Council welcome the Consumer Financial Protection Bureau’s (CFPB) proposal to extend the implementation date of the TILA-RESPA mortgage disclosure rule to October 3. FSR and HPC believe the extended date is helpful, but the CFPB should have a formal “grace period” on enforcement of the new disclosures for the first several months to allow all participants in the home sale and mortgage closing process to adapt to the new forms and process.