Rules In Focus Newsletter

Rules in Focus is FSR’s regulatory newsletter featuring the latest insights from the Fed, CFPB, SEC and other major regulators that oversee the financial services industry and the implementation of the Dodd Frank law.

Rules in Focus: Is Dodd-Frank Hurting U.S. Capital Markets?

January 21, 2015

During the January 13th Women in Housing & Finance Policy Luncheon, Securities and Exchange Commission (SEC) Commissioner Daniel M. Gallagher delivered a speech on the competitiveness of the United States capital markets. In his speech, he stressed the current standing of US capital markets, stating the nation risked losing its status as the world’s leader.

Rules in Focus: POTUS Annouces New Cybersecurity Measures

January 15, 2015

President Obama unveiled proposals this week focusing on cybersecurity, including a call for Congress to enact cybersecurity information sharing legislation. Information sharing legislationis needed to be effective in the ongoing battle against cyber criminals and protecting consumers.

Rules in Focus: Planned TRIA Reauthorization Vote Helps Allay Industry Fears

January 8, 2015

The U.S. House passed a bill reauthorizing the Terrorism Risk Insurance Act (TRIA) yesterday, with the Senate expected to vote today. FSR sent a letter to the Senate yesterday, urging lawmakers to act quickly to protect taxpayers and the economy from the financial damages of a terrorist attack, should the worst occur.

Rules in Focus: Year in Review

December 19, 2014

As expected, the Federal Reserve Board finalized several important Dodd-Frank regulations in 2014. Moving to 2015, the Board has indicated that it will focus more of its attention on implementing the remaining provisions of the international Basel III agreement on banking regulation.

Rules in Focus: Fed Proposes G-SIB Surcharge

December 9, 2014

The Federal Reserve has voted to approve a proposal to impose capital surcharges on banks that meet certain thresholds that indicate size and interconnectivity. Under the proposal, the Federal Reserve would measure banks according to two formulas the results of which could cause a bank to hold as much as 5.5% extra capital in addition to current requirement of 9%.